newsnjdisabilitylaw-disability,social security attorney serving NJ,Pennsylvania

Are you sick and out of work? Avoid these common mistakes made by Social Security claimants:

Mistake #1: Waiting to apply. If you are out of work due to illness and will likely remain out of work for the foreseeable future, now is the time to apply for Social Security Disabiltity. The processing time can be quite lengthy, so don’t delay. Furthermore, benefits can only be granted for one year retroactive from the date of application, so if you wait more than one year, you will lose out on benefits.

Mistake #2: Collecting unemployment. When

you collect unemployment, you are saying that you are ready, willing and able to work. This is usually inconsistent with being disabled. Rather than applying for unemployment, a claimant should pursue Temporary State Disability. Applications may be obtained from the unemployment office. Benefits run for a maximum of 26 weeks.

Mistake #3: Not appealing a denial from Social Security. More than half of all Social Security Disability claims are denied at the initial level. Many claimants become discouraged, fail to appeal, and later re-apply. Realize that a new

new application is not the same as an appeal. With a new application you start over and can lose benefits. If you disagree with the denial, APPEAL!

Mistake #4: Not hiring an attorney. Why go it alone? The right attorney knows what is needed to prove a case. Although the judge has a duty to develop your case, caseloads are large. An experienced Social Security attorney can take the time to make sure the proper medical evidence is obtained. A lawyer who has advocated for the disabled in hundreds of hearings can best prepare a claimant for the hearing.

Released statistics on disability claims for the year 2003. Nearly two and a half million claims were filed. Of those, 63 percent were denied at the initial claim level. For those who appealed to the reconsideration level, 85 percent were denied. At the third level, the administrative

hearing, 61 percent won their cases. At the hearing, the claimant will, for the first time, meet the decisionmaker face to face. It is apparent that the hearing is the best place to win a Social Security Disability case. So, don’t give up; keep appealing.